The VA Home Loan Advantage

• A down-payment is not required for VA loan amounts up to $719,000
• The seller can pay all of your closing cost up to 6% of loan amount
• Choice of a fixed-rate or adjustable-rate mortgage loan
• VA home loans do not have a pre-payment penalty
• A VA mortgage loan is easier to qualify for than a conventional mortgage loan
• VA loans can be assumed when you go to sell
• Private Mortgage Insurance (PMI) is not required on VA home loans
• VA loan rates are comparable to conventional loan interest rates